65 Madison Ave · Suite 420 · Morristown, NJ · 07960

¡Attention TAC People!

Press 'p' on your keyboard to make this palette go away.

Max width: 1200px
Color Hex R G B
Blue from Logo#003d65 0 61 101
Darker Blue#021020 2 16 32
Red from Logo#780500 120 5 0
Darker Red#400000 64 0 0
Gray from Modern Firm Site#f3f2ed 243 242 237
Bright, Light Blue#ccebff 204 235 255
Form Input Background Blue#accfe6 172 207 230
Slightly Darker Blue#002e4d 0 46 77
Slightly Darker Gray#e6e5e0 0 46 77
Darker Gray#cccbc7 0 46 77
Lighter Logo Blue#005c99 204 235 255
Login Link Blue#598fb3 89 143 179
Slighty Lighter Red#99150f 153 21 15
Slighty Darker Gray#b3b2ae 179 178 174
Hunter Green#013b23 1 59 35
Lighter Green #025935 ? ? ?
Beige Charcoal #1f1e1e ? ? ?
"Metallic Gold" #D4AF37 ? ? ?
"Darker Green" #012e1b ? ? ?

Consider Your Health When Negotiating Your Divorce

With all of the recent attention given to health insurance coverage, many divorcing parties are paying attention to their own coverage situations. While most people do not give much thought to the prospect of how they will maintain their health insurance coverage post-divorce, this can be a very important issue.

When there is one spouse who maintains insurance coverage for the entire family, and perhaps another spouse who has no access to health insurance (due to lack of employment outside of the home, self-employment, etc.) payment for health insurance can become a point of contention in a divorce. Many people are unaware that once parties are divorced, most health insurance companies will not continue to cover the ex-spouse through a family insurance plan (although the plans WILL continue to cover the minor children).

As a result, many uninsured ex-spouses must look towards coverage under the Consolidated Omnibus Budget Reconciliation Act or COBRA, which will only provide continued coverage for a period of time. Additionally, COBRA coverage can prove costly. Due to the added cost of insurance coverage, it is important for the party who will be uninsured post-divorce to know the cost of health insurance coverage when considering his or her need for spousal support. It is important to ask what the cost of COBRA coverage will be and how long will it be offered. The uninsured party should think ahead as to what the plan will be when COBRA coverage is no longer available. The uninsured spouse will need to provide for his/her own health insurance coverage either through employment or otherwise.

While the Patient Protection and Affordable Care Act (more generally known as “Obamacare”), may have some effect on the uninsured spouse’s access to and cost of insurance coverage, it is too soon to know what that effect may be. As such, it is important for a divorcing spouse to consider his or her options while negotiating the terms of his or her divorce. Posted by Robyn E. Ross, Esq.

Begin Your Conversation

  • Disclaimer: Contacting our firm via the internet does not create an attorney-client relationship. Please do not send any confidential information through this form.

Contact Our Morris County Office

866-957-2982

973-828-0829

Morristown / Morris County Law Office

65 Madison Ave

Suite 420

Morristown, NJ 07960

Morris County Mediation Office Map